PUTRA, B. S.; SOMA, A. M. The Impact of Fintech, E-Commerce, and Skills on MSME Financial Performance: Financial Literacy and Trust as Mediators. Business and Applied Management Journal, [S. l.], v. 3, n. 2, p. 300–314, 2025. DOI: 10.61987/bamj.v3i2.1644. Disponível em: https://serambi.org/index.php/bamj/article/view/1644. Acesso em: 21 apr. 2026.