Huda, Nurul, Misnen Ardiansyah, and Mukhamad Yazid Afandi. “Islamic Spiritual Well-Being As a Mediator in CRM–Loyalty Relationships: Evidence from Islamic Microfinance”. Business and Applied Management Journal 3, no. 1 (June 30, 2025): 101–112. Accessed May 1, 2026. https://serambi.org/index.php/bamj/article/view/528.