Koin E-Commerce Dalam Shopee: Perspektif Madzahibul Arba’ah Mengenai Kehalalan Dan Praktik Ekonomi Digital

Abstract

This study aims to examine the permissibility of using e-commerce coins in the Shopee application based on the perspective of Madzahibul Arba'ah and its implications for digital economic practices. Shopee coins are a form of non-cash incentive that can be used for discounts on subsequent transactions. The research method used is a qualitative-descriptive approach with literature studies and comparative fiqh analysis from four main schools of thought: Hanafi, Maliki, Syafi'i, and Hanbali. The results of the study indicate that in general, the use of Shopee coins does not conflict with the basic principles of muamalah as long as it does not contain elements of usury, gharar, or maisir. In practice, these coins only apply as discounts and cannot be cashed, so they fall into the category of grants or sharia bonuses. The four schools of thought have a common ground in allowing bonuses in buying and selling as long as there is no fraud or ambiguity in the contract. The implications of this study show the importance of adapting fiqh law to digital innovation, as well as the need for digital economic fiqh education to the public so that they do not misunderstand the new system in online transactions.