Eksistensi Kripto dalam Perspektif Fiqih Muamalah: Analisis Hukum Jual Beli Aset Digital

Abstract

This study aims to analyze the position and law of buying and selling crypto assets from the perspective of muamalah fiqh, considering the increasing practice of blockchain-based digital transactions among Muslim communities. This study was conducted to answer legal issues related to the legality of crypto as a means of exchange or a trading commodity in Islamic law. This study uses a qualitative approach with a library research method, analyzing the opinions of classical and contemporary scholars and official fatwas related to digital assets. The results of the study show that the law of buying and selling crypto is still ijtihadiyah and depends on aspects of benefit, system security, and transparency of the contract. Some scholars forbid it because it contains gharar (unclarity) and high speculation, while others allow it on condition that crypto functions as a commodity, not a currency, and meets sharia principles such as clarity of object, pillars, and contract requirements. The implication of this study is the importance of sharia regulation and education in directing the Muslim community to be wise in investing and trading digital assets according to the principles of Islamic muamalah.