Panjaitan, P., Azazi, A., Fitriana, A., Ristyawan, M.R. and Syahputri, A. 2026. Financial Literacy as a Moderator of the Effects of Fintech Payment, Income, and Hedonic Lifestyle on Impulse Buying among Generation Z. Journal of Educational Management Research . 5, 2 (Mar. 2026), 2225–2240. DOI:https://doi.org/10.61987/jemr.v5i2.2014.