JANUARDHA, M. Z. A.; CAHYONO, T. D. The Influence of Financial Technology Adoption, Digital Financial Literacy, and Data Security on Interest in Using OVO. Journal of Educational Management Research , [S. l.], v. 4, n. 5, p. 2439–2453, 2025. DOI: 10.61987/jemr.v4i5.1270. Disponível em: https://serambi.org/index.php/jemr/article/view/1270. Acesso em: 8 may. 2026.