PANJAITAN, P.; AZAZI, A.; FITRIANA, A.; RISTYAWAN, M. R.; SYAHPUTRI, A. Financial Literacy as a Moderator of the Effects of Fintech Payment, Income, and Hedonic Lifestyle on Impulse Buying among Generation Z. Journal of Educational Management Research , [S. l.], v. 5, n. 2, p. 2225–2240, 2026. DOI: 10.61987/jemr.v5i2.2014. Disponível em: https://serambi.org/index.php/jemr/article/view/2014. Acesso em: 30 jun. 2026.