BAHRIYAH, H.; MAHMUD, M. E.; FAUZI, A. A Three-Layer Financing Model for Islamic Educational Institutions: Bridging Subsidy Dependence and Institutional Resilience . Journal of Educational Management Research , [S. l.], v. 5, n. 5, p. 6782–6798, 2026. DOI: 10.61987/jemr.v5i5.3310. Disponível em: https://serambi.org/index.php/jemr/article/view/3310. Acesso em: 9 nov. 2026.